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Blog for Savanna Homeowners and Buyers

ARE YOU READY

There are so many details to handle as you prepare for a move. It can seem like a daunting task. This checklist will help you manage the process and not forget anything. Packing and Moving If you're hiring a moving company, get a firm bid in writing. Try and consume...

THE IMPORTANCE OF THE HOME INSPECTION BEFORE YOU BUY

Your offer is accepted. Now it's time to get to work. Before we can close on the purchase of your new home, we need to take a few more steps to make sure the purchase is a sound decision. Step 1: Home Inspection / Property Survey As the buyer, you have the opportunity...

BEST PRACTICES FOR MAKING THE OFFER

When you've found a home that you're interested in, it's time to make an offer. As your buyer agent, I will draw up a contract with your offering price and necessary contingencies into a formal contract. You will want to review this document carefully and make sure it...

BUYERS’ CLOSING COSTS

When you find a home you really like, there are some more probing questions you might want to ask. Remember, a professional home inspection will be necessary to completely answer most of these questions. General When was the home built? How many owners has it had? How...

SHOULD YOU HIRE A REAL ESTATE AGENT?

Home shopping can be both exciting and exhausting but doing some preparation before you hit the street to look at homes will help out tremendously. Schedule Showings It's time to get out and see some of the houses you've been looking at in person. We will compile a...

WAYS TO PREPARE YOUR HOME FOR SALE

I've made a commitment to help you find a home that suits your wants and needs, and so now it's time for you to articulate exactly what those wants and needs are. By sitting down and considering the kinds of things you're really looking for, you can save a lot of time...

PRE APPROVAL vs. PRE QUALIFICATION

Before you begin your home search in earnest, I highly recommend that you work with a lender to get pre­approved for a home. Many home buyers will talk to a lender quickly and get pre­qualified, but this is not the same thing. Pre­approved buyers are ahead in the home...

BUYERS CLOSING COSTS PART II

The largest upfront cost in purchasing a home is the down payment. Most traditional lenders expect borrowers to put at least 20% of a loan's total amount down. Borrowers who are unable to do so are required to purchase Private Mortgage Insurance (PMI). This insurance...

TOP 10 FINANCING TERMS YOU MUST PAY ATTENTION TO

Most loans have fees in addition to the total amount you are borrowing to finance your home. You can sometimes borrow the money needed to cover these fees, but that will obviously increase the overall amount of debt you undertake. Some fees are paid up front, and...

YOUR MONTHLY PAYMENT – WHAT TO EXPECT

Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) insured loans are made by private lending institutions such as banks, savings & loans, or mortgage companies to eligible borrowers for the purchase of a home. To secure an FHA loan, a...

MISTAKES OWNER MAKE WHEN SELLING

Moving is often a chaotic yet exciting event in your life. After the big moving day, you've got a lot of work ahead of you. Unpacking is just the first part of the battle. Next you'll need to get your regular routines sorted out and make sure everyone in the family...

TEN WAYS TO PREPARE YOUR HOME FOR SALE

It would be great if closing a real estate transaction was like buying a new bike or TV, just cruise through the aisles, pick your favorite model and head for the register. But this just isn't the case. Real estate transactions are complex and involve as many as...

ARE YOU SELLING YOUR HOME . . . BEWARE

To sell your home quickly and for top dollar we need to have an effective marketing plan. Here's how I will work to promote your property. FEATURE Online advertising strategy Offline advertising strategy Promotions to other real estate professionals Open Houses Other...

THREE ACTIONS TO MAKE YOUR HOME THE #1 CHOICE

Moving is an emotional process. It can represent growth and new beginnings, but the strain of making a life changing decision is often fraught with mixed emotions. This is especially true if you're moving as a family with younger children, or moving a long distance....

10 BEST KEPT SECRETS FOR BUYING A HOME

From the day that your house goes on the market to the day it closes, your property needs to be in "Selling Shape". Whether you decide to hire a professional home stager or do it yourself, you and your family will have to cope with some inconveniences and make the...

THE SECRET OF NEGOTIATIONS

When it comes to listing your home, there's no single set of black­ and­white rules regarding potential property improvements that apply to every property and every seller. Any upgrade or change you make should only be considered if the change is likely to have an...

ARE THERE STILL OPPORTUNITIES IN REAL ESTATE RIGHT NOW?

Setting Your Home's Listing Price As we discussed previously, your home's listing price is based on many factors including: Current, local market conditions Comparable home sales Buyer availability for your property Proceed considerations Setting an appropriate...

HOW TO PROTECT YOUR REAL ESTATE INVESTMENT

Selling your home is typically about making a profit. However, that doesn't mean that it doesn't come without costs. Here is an overview of some of the major costs you'll be responsible for paying. Mortgage Balance This is the remaining balance on your original home...

WHY WOULD ANYONE HIRE A REAL ESTATE AGENT?

REAL ESTATE TRANSACTIONS REFRESHER This may be the first time you've ever sold a real estate property or it may have been some time since you've been involved in a real estate transaction. Here's a quick refresher on some of the real estate specific terms you'll want to...

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